AUTO & TRUCK LOANS

Real People. Real Rates.

As 2017 continues to be a year of change, we are still Hard at Work for you! One way we are continuing to provide you, our member, with the best experience, is by restructuring our auto and truck loan rates.

 

We've restructured our rates for ALL credit tiers to better fit your life and give you the best rate possible!

 

Whether you need a new auto loan or wish to refinance a vehicle from another financial institution, let us help you find the right loan for you!

Real People. Real Rates.

 

 

Check Out our New Auto Loan Rates!


Rates below are shown at Base Rate in APR.* To receive a lower rate, please see applicable discounts and restrictions below.


Terms (months)
Excellent
Good
Average
Fair
Marginal
Poor
1 to 42
2.74
2.99
3.74
5.74
9.24
13.99
43 to 66
2.99
3.24
3.99
5.99
9.99
14.24
67 to 78 ($25K+)
3.24
3.99
4.49
7.24
11.24
 
79 to 84 ($35K+)
3.99
4.74
5.24
8.24
 
 


Discounts:
.50% off with automatic payment from a TXDPSCU checking account.
.25% off for having a previous loan(s)** with TXDPSCU.

Some restrictions may apply.

 

 

 


Apply for a loan:

Contact
Contact a Loan Officer
*APR is annual percentage rate. Rates determined based on applicant's credit. Applicants must qualify based on normal credit approved guidelines. Contact a loan officer for more information on discounts and restrictions.
**The current or previous loan must have a satisfactory payment history.
Lower Rates for You!
Check out our NEW Recreational Vehicle Loan Rates! Whether it runs on land or on water, TXDPSCU has a loan with the best rate for you! Learn More about our Recreational Vehicle Loans>>
Skip A Loan Payment

Need a little extra cash this month? Request a skip a loan payment on one or all of your TXDPSCU loans for a month. Please follow the steps laid out on the
Skip-A-Payment Page.

Guaranteed Asset Protection
Accidents happen and with GAP (Guaranteed Asset Protection) you can rest assured if an accident does occur then the gap between what your car is worth and how much you owe is covered.
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NCUAFederally
Insured by
the NCUA
Equal Opportunity LenderEqual
Opportunity
Lender

Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing# 314977324