CREDIT REPORTS

The Fair and Accurate Credit Transactions Act (FACT Act) enables you to obtain a free copy of your credit report once a year from each of the three major credit bureaus.

 

How to obtain a copy of your credit report:

 

FOR FREE:
You may order your free credit report each year by:

  • Visiting www.annualcreditreport.com
  • Calling toll free 1(877)322-8228
  • Complete the Annual Credit Report Request Form
    and mail it to:
    Annual Credit Report Request Service
    PO Box 105281
    Atlanta, GA 30348

 

FOR A FEE:

Consumers also can order reports, FOR A FEE, by calling the agencies’ toll free numbers.

  • Equifax: www.equifax.com (800)685-1111
  • Experian: www.experian.com (888)397-3742
  • TransUnion: www.transunion.com (800)916-8800

There is NO CHARGE to request a credit report IF a consumer wishes to review his or her credit report because of denied credit for either a loan or employment.

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Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

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