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The Fair and Accurate Credit Transactions Act (FACT Act) enables you to obtain a free copy of your credit report once a year from each of the three major credit bureaus.
You may order your free credit report each year by:
FOR A FEE:
Consumers also can order reports, FOR A FEE, by calling the agencies’ toll free numbers.
There is NO CHARGE to request a credit report IF a consumer wishes to review his or her credit report because of denied credit for either a loan or employment.