GAP Plus Insurance

Will you owe more on your vehicle loan than your vehicle is worth?


Guaranteed Asset Protection (GAP) Plus Insurance is like an airbag for your vehicle loan. GAP Plus can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is totaled or stolen. GAP Plus can help lighten the financial burden for you and the people you care about. Get GAP Plus today so you can worry a little less tomorrow.


A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. The second you drive your new vehicle off the lot, it drops in value up to 22% in one year*. This creates a gap in coverage.


Contact a Loan Officer today to learn more!

Pricing effective April 1, 2018:

$400 for Cars, Trucks, Motorcycles, & Power Sports

$500 for Watercrafts

$600 for Recreational Vehicles


* % for a typical vehicle in America. Edmunds, “How long should my vehicle loan be?”, vehicle-loan/how-long-should-my-vehicle-loan-be.html March 2015.

Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GPM426 † MARKETING#: GAP-1497967.1-0516-0618 © CUNA Mutual Group 2016, All Rights Reserved.
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Additional Loan Coverage
Insure your loan payments today so you can worry less tomorrow with Credit Life & Disability. Keep your vehicle running extra miles and extra years with Mechanical Repair Coverage.
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Check out our Recreational Vehicle Loan Rates! Whether it runs on land or on water, TXDPSCU has a loan with the best rate for you! Learn More about our Recreational Vehicle Loans>>
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Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing #314977324 | NMLS #1624130