MOBILE DEPOSIT

Deposit through our New Full Service Mobile Banking App!

Deposit checks quickly and easily with your iPhone or Android device - Whenever. Wherever.

 

Now enjoy the mobile check deposit within our NEW full service Mobile Banking App. Mobile Deposit is faster than regular mail and cheaper than a trip to the credit union!

 

Getting started:

To use Mobile Deposit, you need your Online Banking Username and Password and TXDPSCU's Mobile Banking App installed on your smart phone or tablet.

 

To begin, download the free TXDPSCU Mobile Banking App for your Apple or Android Phone and Tablet.

 

Apple Phone

Apple iPad

Android Phone

Android Tablet

 

 



Mobile Deposit Endorsement Change Effective July 1st


Due to federal regulation, effective July 1st, all checks deposited through the mobile deposit app must be endorsed with "For Mobile Deposit Only." Any check not containing this restrictive endorsement will be rejected.

Mobile Deposit Frequently Asked Questions

Click the question to reveal the answer.

 

Note:
If features below don't open/close then your scripting is likely disabled and should be enabled to work properly.

Mobile Deposit FAQ
Who is eligible to use Mobile Deposit?

Mobile deposit is now available to both Regular and Youth Savings and Checking account holders whose accounts have been opened more than 60 days.

What accounts can I deposit to?

You can deposit to any regular or youth savings and checking accounts on which you are a primary or joint owner.

What is the maximum amount I can deposit?

$3000 per day

Do I endorse the back of the check?

Yes. Endorse the back of each check to include "For Mobile Deposit Only".

Can I scan more than 1 check at a time?

No, only one check, per scan (front and back of check will be scanned).

What is the minimum amount I can deposit?

There is no minimum amount to use the service.

Mobile Deposit FAQ
Is there a fee to use Mobile Deposit?

There is no fee to download the app from the Apple App Store or Google Play Store.

There are no fees to deposit checks.

When is the money I deposit available for my use?

Deposits submitted before 2:30 pm C.S.T M-F, excluding holidays, will post on the same day. Deposits received after 2:30 pm C.S.T. M-F will be posted the following business day. All checks are subject to review and funds from items deposited will be available in accordance with TXDPSCU’s Funds Availability Policy.

Will I get an email once the deposit is cleared?

No. If you have a valid email address in our system, you will only receive an email if the deposit was rejected. You can log into your app and review your account to see if the item has cleared.

What happens if a check I deposited and receive credit for is returned for insufficient funds?

The amount will be reversed from your account and you will be charged a regular return item fee. See Fee Schedule.

What items can I NOT deposit through Mobile Deposit?

1. Any item that is stamped with a “non-negotiable” watermark
2. Any item that contains evidence of alteration to the information originally contained on the check
3. Any foreign item, money order, or insurance check
4. Any item that is “stale dated” or “postdated”
5. Any third party check, i.e. any item that is made payable to another party and then endorsed to you by such party

What do I do with the check after I have scanned it?

After scanning the check and you verified that a credit is posted to your account, you are to secure the check in a safe place for 60 days. After 60 days you should properly destroy the check.

What do I do if I find an error in my deposit transaction?

Contact the Credit Union, M-F, 8:30am-5:30pm C.S.T at 1-877-252-9199.

 


 

 

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Your accounts at Texas DPS Credit are protected with a high standard. With coverage from National Credit Union Administration (NCUA) and Excess Share Insurance, your money is covered up to $500,000.
Youth Accounts
Start your child's financial growth with a Texas DPS Credit Union Youth Account. It can be used to help them establish basic money management skills and there are great rewards with the account!
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Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing #314977324 | NMLS #1624130