Unlock a lower rate while still earning dividends on your savings!

Savings secured loans allow you to use the funds from your savings as collateral for a loan. This loan allows you to unlock a lower rate than traditional personal loans, while the funds in your savings account will continue to earn dividends. A savings secured loan is a great option for those looking to establish or rebuild their credit!


Savings-secured rate is 3% APR* over the current dividend rate, or a flat rate of 4% APR*, whichever is greater.


Let us help you find the right loan for you!

Real People. Real Rates.


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*APR is annual percentage rate. Applicants must qualify based on normal credit approved guidelines. Restrictions may apply. Contact a loan officer for more information.

Lower Rates For You!
Whether you are looking to purchase a new car or refinance from another institution, TXDPSCU has the right rate for you! Learn More about our Auto Loans>>
Convenience Driven
Manage your account and pay bills securely from the comfort of your own home with Online Banking and Online Bill Pay. Safe, secure, and makes banking so much more convenient!
Your Money is Well Insured
Your accounts at Texas DPS Credit are protected with a high standard. With coverage from National Credit Union Administration (NCUA) and Excess Share Insurance, your money is covered up to $500,000.
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Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing #314977324 | NMLS #1624130