A Great Tool For Teaching Basic Money Management Concepts!


Use a youth account as a tool to help children understand basic money management by setting goals, keeping records and tracking their progress. This experience can pave the way for good financial habits when they become young adults.


Youth Savings Account*:

  • For ages newborn to 17
  • Enjoy a higher promotional savings rate of .20% APY* on balances up to $500!
  • Striving for Excellence Reward
    Receive $2 for every “A” on your child’s report card
    Eligibility for Striving for Excellence Reward:
    1. 17 years of age or younger
    2. TXDPSCU youth savings account
    3. Reward applies to basic academic course only (Math, Science, English, History)
    4. Copy of report card within a month of issue


Youth Checking Account:

  • For ages 13 to 17
  • Online banking tools
  • E-Statements, E-Notices, E-Alerts
  • Debit Card (Guardian’s permission required)
    Has a lower daily withdrawal limit for security purposes and a parent's “peace of mind.”
  • The checking account earns dividends quarterly at a rate of is .10% APY* on accounts with balances
    of $5000 or more.


Open an Account:

  • Youth accounts must be opened with a guardian.
  • Social Security numbers are required, as with any account for any age.


* One savings account per youth under the age of 18. Higher promotional interest is earned on balances up to $500. For balances over $500, the first $500 will earn the higher promotional rate while the overage difference will earn at the regular savings rate of .10%. Promotional interest rates may change without notice. Striving for Excellence Reward eligibility requirements may change without notice. All rates and information are subject to change. Dividends are based on Texas DPS Credit Union’s earnings at the end of a dividend period. No interest is earned on the checking accounts if the $5000 minimum balance is not maintained.
APY is Annual Percentage Yield.

Make Saving Easier
For assistance in saving for that something new, have Texas DPS Credit Union automatically transfer money from your checking to savings. A little at a time can add up to something big.
Your Money is Well Insured
Your accounts at Texas DPS Credit are protected with a high standard. With coverage from National Credit Union Administration (NCUA) and Excess Share Insurance, your money is covered up to $500,000.
Convenience Driven
Manage your account and pay bills securely from the comfort of your own home with Online Banking and Online Bill Pay. Safe, secure, and makes banking so much more convenient!
connect with us:
Youtube Yelp! Twitter Facebook
Insured by
the NCUA
Equal Opportunity LenderEqual

Texas DPS Credit Union | 621 W. St. Johns Ave | Austin, TX 78752
Mailing Address | PO Box 15346 | Austin, TX 78761
Toll Free 1(877)252-9199 | Austin (512)452-5211

Routing #314977324 | NMLS #1624130