News/Blog

Now that you’ve tracked your spending and kept a careful record of where your money goes over the course of a month, you’re ready to move onto the next financial wellness step: creating a budget. Budgets play a crucial role in promoting financial awareness, which...

Tracking your spending is the first step toward greater financial awareness and overall financial health. But mastering this skill is easier said than done. How can you track every dollar you spend when you make multiple daily purchases? We’ve outlined how to track...

​The holidays may be over, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year.   Review your holiday spending How much debt did this...

Q: I need access to an indefinite amount of funds for expenses, so I’m thinking of taking out a personal line of credit. What is the difference between this product and a personal loan or a credit card? A: Personal lines of credit can be a great way to access...

Q: How can I prepare for a recession? A: Taking steps to improve your financial health in case of a recession is a smart move. Here’s how to prepare yourself and your finances.   Take stock of your financial reality Before you make any financial changes, ask yourself...

With the holidays coming up, and online shopping reaching its annual peak, scammers are out to get at your money and your stuff. There are loads of scams to watch for this time of year, from online “retailers” phishing for information as you shop to thieves swiping...

The holidays are nipping at your heels and there’s still a lot to do! It probably seems like your stress levels keep rising while the money in your wallet keeps dwindling. It doesn’t have to be this way. With a bit of planning, you can enjoy a stress-free and...

​Q: The holidays always have me worried about money. With inflation soaring, I’m more stressed than ever. How can I save on my holiday shopping this year? A: If you’re worried about making it through the holiday shopping season in the midst of record inflation, you’re...

Sticking to a budget during times of high inflation is challenging – but not impossible. Here are five ways to help make it happen: Plan your grocery purchases First, shop your pantry and fridge before hitting the store. You may not remember what you have at home, so...